Homeownership has a cloud over it ever since the subprime-lending crisis in the last decade, but honestly it’s not really justified anymore. There are millions of potential young homebuyers who aren’t taking advantage of homeownership anymore like their parents did when they were young. The truth is, it’s probably a better decision to buy today than it ever was. So that got us thinking, what are the top reasons to buy a home today? So we came up with a list of reasons to own a home and, while there are many, we’ve narrowed it down to three. So here they are, the top 3 reasons to call someplace your “Home Sweet Home:”

1)   Mortgage Rates are Low – Right now in California you can get a 30-year fixed loan with an APR of about 4.3%, depending on your

Do you own a local business or provide a service to the community you would like to promote?  I’m sure if you do the answer is a resounding yes, but advertising can be terribly expensive, especially for small-business owners.  Here at the NorCal Home Team we understand that, which is why we’ve recently launched our new and exclusive Local Business Directory within our website (NorCalHomesOnline), which features real estate and communities like Granite Bay, Roseville, Rocklin, Folsom and many others.  So when people search for homes in Northern California, they’ll see you as one of the top businesses or service providers in the community.  The best part is, it’s all FREE!

How to get started:

All you have to do is follow this link to the directory

It's no secret to anyone in California that we're in the middle of one of the worst droughts in the last 100 years. Folsom Lake, for example, located northeast of Sacramento, is down to 58% capacity and is dropping over 9 inches every day. You can understand the local concern when you realize that over half a million people rely directly on that lake as their primary source of water. So what does this mean for California?  It means it's time to conserve! But how much is enough?  According to the U.S. Bureau of Reclamation, each household should aim to reduce their water use by a minimum of 20%, including the elimination of all outdoor irrigation. Sounds simple enough, but what steps can we take to hit that 20%?  We're glad you asked; here's a list of the